A bank is an institution that provides financial service, particularly taking deposits and extending credit. Although the type of services offered by a bank depends upon the type of bank and the country, services provided usually include: Taking deposits from the general public and issuing checking and savings accounts, Making loans to indivudals and businesses, Cashing cheques, Facilitating money transactions such as wire transfers and cashiers checks, Issuing credit cards, ATM, and debit cards, Storing valuables, particularly in a safe deposit box.

Major bank holding companies in the U.S. are Bank of America Corp, Wells Fargo & Co., Wachovia Corp, J.P. Morgan Chase & Co, Citigroup Inc., Bank One Corp., U.S. Bancorp, SunTrust Banks, Inc., BB&T Corporation, National City Corp.
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